averagecac.com

Benchmark · Fintech · Growth · Enterprise ($100k+ ACV)

Average CAC for Growth Enterprise Fintech Companies

CAC Payback Period · Fintech · EnterpriseSourced

23 months

Best-in-class (top quartile): 18 months

Methodology note: This source segments CAC payback by industry × customer size, not by company stage. The same 23-month payback applies across all 5 stages for fintech × enterprise. For more on this site's methodology, see methodology.


Sources

First Page Sage segments CAC payback by industry × customer size only; the same payback applies across all 5 company stages within this segment. For stage-segmented data, see the SaaS Capital benchmark survey (segments by ARR band but is paywalled for cell-level numbers).

How we define this cut

Fintech · Growth · Enterprise

Industry: FintechPayments, lending, neobanks, embedded finance, treasury, wealth management.
Stage: Growth$15-$50M ARR, multi-channel acquisition, expanding ICP.
ACV: Enterprise ($100k+ ACV)Enterprise buyers, field sales, long sales cycles, procurement gates.