averagecac.com

Benchmark · Fintech · Growth · Mid-Market ($25k-$100k ACV)

Average CAC for Growth Mid-Market Fintech Companies

CAC Payback Period · Fintech · Mid-MarketSourced

18 months

Best-in-class (top quartile): 12 months

Methodology note: This source segments CAC payback by industry × customer size, not by company stage. The same 18-month payback applies across all 5 stages for fintech × mid-market. For more on this site's methodology, see methodology.


Sources

First Page Sage segments CAC payback by industry × customer size only; the same payback applies across all 5 company stages within this segment. For stage-segmented data, see the SaaS Capital benchmark survey (segments by ARR band but is paywalled for cell-level numbers).

How we define this cut

Fintech · Growth · Mid-Market

Industry: FintechPayments, lending, neobanks, embedded finance, treasury, wealth management.
Stage: Growth$15-$50M ARR, multi-channel acquisition, expanding ICP.
ACV: Mid-Market ($25k-$100k ACV)Mid-market buyers, inside-sales motion, multi-stakeholder evaluation.