averagecac.com

Benchmark · Fintech · Seed · Enterprise ($100k+ ACV)

Average CAC for Seed Enterprise Fintech Companies

CAC Payback Period · Fintech · EnterpriseSourced

23 months

Best-in-class (top quartile): 18 months

Methodology note: This source segments CAC payback by industry × customer size, not by company stage. The same 23-month payback applies across all 5 stages for fintech × enterprise. For more on this site's methodology, see methodology.


Sources

First Page Sage segments CAC payback by industry × customer size only; the same payback applies across all 5 company stages within this segment. For stage-segmented data, see the SaaS Capital benchmark survey (segments by ARR band but is paywalled for cell-level numbers).

How we define this cut

Fintech · Seed · Enterprise

Industry: FintechPayments, lending, neobanks, embedded finance, treasury, wealth management.
Stage: Seed$0-$2M ARR, finding product-market fit, founder-led GTM.
ACV: Enterprise ($100k+ ACV)Enterprise buyers, field sales, long sales cycles, procurement gates.